Tools for navigating the recovery

As part of your group retirement savings plan and relationship with RBC, plan members can access a wealth of investor education materials and professional advice to help raise their knowledge and confidence in investing and encourage sound and appropriate investor behaviour that better supports their short- and long-term savings goals.

A key benefit of this comprehensive group savings plan is the opportunity to engage employees more fully in their employment experience and to build their loyalty in your organization through this highly personalized, professional and integrated investing experience.

Similarly, as Canada’s largest mutual fund company, RBC Asset Management makes it an ongoing priority to research and communicate investing trends to clients in order to raise their level of financial literacy and confidence in investing in order to help them achieve their goals.

The latest materials available to your employees include the following three special reports:

1. Diversification isn’t Dead, reinforces the importance of diversification as a proven guiding principle for most investors, particularly during times of extreme market volatility. The investing climate in 2009 has brought the value of diversification – combining different investments to reduce risk and foster positive long-term results – back into focus.
2. Navigating the Recovery, provides information and advice that is geared to investors who are cautiously getting off the investing sidelines. This investor education piece highlights the importance of carefully considering lessons from history as well as current indicators or ‘investing conditions’ as investors chart their course to rebuild their portfolios.
3. How to Build a Better Portfolio, is a fact sheet that takes investors who have taken a back seat to investing since the financial crisis back to the basics by focusing on the principles of successful investing, including:
• Setting investment goals and realistic expectation
• Diversifying investments to reduce risk
• The importance of regularly reviewing (and when appropriate, rebalancing) a portfolio
• Maintaining discipline to stay focused on the long-term
• Considering the costs of investing: it’s not what you earn, it’s what you keep

These materials can be leveraged in many ways at your organization. You can use them in regular employee communications, post them in common areas or deliver them as a special desk-drop item, perhaps to promote the features of your group savings plan or they can be accessed online under plan member educational materials in the Resource Centre section of the Sponsor Site. And as always, you can also access group investment seminars and one-on-one financial advice for plan members with an RBC Investment Specialist. For more information, please contact your GFS representative.